Federal Reserve — FedNow Onboarding

FedNow is the Federal Reserve's instant payment system — real-time settlement at the wholesale-banking layer. Banks have to integrate to offer their customers real-time payment capability. Before this platform, that integration took 60 days per bank. After: 7 days.

I led development on the bank onboarding platform — built on Salesforce with Lightning Web Components as the frontend. The platform standardizes what used to be a bespoke, paperwork-heavy onboarding process into a software-mediated flow that 1,000+ banks have now run through.

The interesting engineering is in the constraints. LWC has different ergonomics than React, and the integration surface to Salesforce's data model isn't optional. The team's job was to make the onboarding feel like a deliberately designed product on top of a platform that wants to dictate everything from form layout to validation behavior. Where the platform fought us, we built around it. Where it gave us leverage, we used it.

[PLACEHOLDER — fuller detail on LWC architecture, Salesforce integration patterns, and the specific friction-reduction wins that dropped onboarding from 60 days to 7 coming.]